Arizona Conforming Loan Limits 2022
An annually updated page showing Fannie Mae and Freddie Mac Conforming loan limits.
What is a Conforming Loan Limit?
Both Fannie Mae and Freddie Mac set limits on home loans that they will buy or guarantee. The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae and Freddie Mac.
Have questions on the conforming loan limit?
Arizona 2022 Conforming Limits
Below you will find a table that is sorted alphabetically by Arizona county.
1-Unit – Likely a single-family home, these limits are for the majority of homes purchased in Arizona.
2-Unit – Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.
3-4 unit conforming limits are available upon request.Â
A quick note about these Arizona conforming limits
These are conforming loan limits. You are able to purchase a property over these limits with a down payment. As an example and if you qualify, if your goal is to put 5% down on a property and that property is located in Salt Lake County Utah, you could purchase a property up to $681,263 and have a loan of $647,200 and still be considered conforming.
| Arizona County | 1 Unit | 2 Units |
|---|---|---|
| Apache County | $647,200 | $828,700 |
| Cochise County | $647,200 | $828,700 |
| Coconino County | $647,200 | $828,700 |
| Gila County | $647,200 | $828,700 |
| Graham County | $647,200 | $828,700 |
| Greenlee County | $647,200 | $828,700 |
| La Paz County | $647,200 | $828,700 |
| Maricopa County | $647,200 | $828,700 |
| Mohave County | $647,200 | $828,700 |
| Navajo County | $647,200 | $828,700 |
| Pima County | $647,200 | $828,700 |
| Pinal County | $647,200 | $828,700 |
| Santa Cruz County | $647,200 | $828,700 |
| Yavapai County | $647,200 | $828,700 |
| Yuma County | $647,200 | $828,700 |
Over the Conforming Limit?
After your down payment budget, if your home purchase is over the conforming loan limit for your preferred Utah county, consider talking to Kalab about his competitive Jumbo home loan options!