VA Loans
VA Home loans for active-duty, veterans and surviving spouses with up to 103% financing!
*We do not sell any personal information. All information collected is only used by Veritas.
Features of a VA Home loan?
- Finance up to 103% of the purchase price
- 15-year or 30-year fixed mortgage
- Purchase or Interest Rate Reduction Refinancing
- No maximum loan limit subject to qualification
- No prepayment penalty
- No down payment required
- Available to eligible veterans only
- VA loans are assumable
- No private mortgage insurance
- Lower overall closing costs
Serving Veterans in the following states:
Have questions if a VA loan is right for you?
Want to chat about your options?
Message Kalab Stokes to get a free consultation to discuss which loan works best for you.
- Not sure if you can qualify?
- Have questions on which loan program works best for you?
- Want to create a plan to get you your dream home?
What is a VA Mortgage?
The VA loan is a zero down mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders, such as a mortgage company or bank and guaranteed by the U.S. Department of Veterans Affairs (VA).
VA charges an up-front funding fee that can be financed into your mortgage. This funding fee may be exempt if it is your first time getting a VA mortgage or if you are entitled to receive VA disability compensation.
VA Home Loans are provided by private lenders, including Veritas Funding. VA guarantees a portion of the loan, enabling Veritas Funding to provide you with more favorable terms. Have additional questions?
*Loan terms and limits subject to change. This page is meant for educational purposes is not a commitment to lend. To qualify for a VA mortgage loan, please speak to Kalab Stokes.
More details about VA Loans
If you qualify for a VA-backed purchase loan, you can use the loan to:
- Buy a single-family home, up to 4 units
- Buy a condo in a VA-approved project
- Buy a home and improve it
- Make changes or add new features to make your home energy efficient
- Get a VA-backed home loan to buy your first home
- Use your VA loan benefit again if you sell or refinance a home you bought with a VA-backed home loan
- Assume a VA-backed home loan (which means that instead of opening a new mortgage loan, the buyer takes over the seller’s loan)
Learn more about VA loans
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